FAQ
QUESTIONS? WE'VE GOT ANSWERS.
Everything you need to know about revenue-based financing and working with Green Street Capital.
General
What is revenue-based financing?
Revenue-based financing is a type of business funding where we purchase a portion of your future receivables in exchange for upfront capital. Unlike a loan, there is no fixed repayment term or interest rate. Instead, you repay through a percentage of your daily or weekly revenue.
How is revenue-based financing different from a loan?
The key difference is structure. A loan involves borrowing money and repaying with interest over a fixed term. Revenue-based financing is a purchase of your future receivables—we buy a portion of your expected revenue at a discount. This means repayment fluctuates with your business performance, and there’s no traditional interest rate.
Is Green Street Capital a direct funder?
es. Green Street Capital is a direct funder. We underwrite, approve, and fund all advances in-house. This means faster decisions and direct communication throughout the process.
Eligibility
What are the minimum requirements?
To qualify for revenue-based financing, your business should be at least 6 months old, generate a minimum of $10,000 per month in revenue, be based in the United States, and have an active business bank account.
Do I need good credit?
We focus primarily on your business revenue rather than personal credit scores. While we do check credit, a low score doesn’t automatically disqualify you. Many businesses with less-than-perfect credit are approved based on their revenue performance.
What industries do you work with?
We work with businesses across many industries, including restaurants, retail, healthcare, automotive, construction, and professional services. Some restricted industries include adult entertainment, gambling, and illegal activities.
Can I apply if I have an existing advance or business loan?
Yes, in many cases you can. We evaluate each situation individually. If your business has sufficient revenue and meets our criteria, we may be able to provide additional funding even with an existing position.
Application Process
How long does the application take?
Our online application takes approximately 5 minutes to complete. You’ll need basic business information and access to your recent bank statements.
What documents do I need?
To apply, you’ll need 4 months of business bank statements, a valid government-issued ID, proof of business ownership, and basic business information including your EIN and business address.
Will applying affect my credit score?
No. When you apply and we check your rate, we perform a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you accept an offer and proceed with funding.
How quickly will I get a decision?
Most applications receive a decision within the same business day. Many are approved within hours of submission.
Funding & Repayment
How much can I receive?
Funding amounts range from $5,000 to $500,000, depending on your business revenue, time in business, and overall qualification criteria.
How soon will I be funded?
Once you accept your offer and complete the required documentation, funds are typically deposited into your business bank account within 24 hours.
How does repayment work?
Repayment is automatic and based on a percentage of your daily or weekly receivables. This percentage (called the remittance rate) typically ranges from 5% to 20%. When your revenue is higher, you repay more; when it’s lower, you repay less.
What if my revenue fluctuates?
That’s the beauty of revenue-based financing. Since repayment is based on a percentage of your revenue, your payments naturally adjust with your business performance. There are no late fees or penalties for slower revenue periods.
Can I pay off early?
Yes, you can pay off your advance early. There are no prepayment penalties. Some funders may offer discounts for early payoff—contact your funding specialist for details.
Fees & Costs
What is a factor rate?
A factor rate is a multiplier used to calculate the total amount you repay. For example, if you receive $50,000 with a factor rate of 1.25, you’ll repay $62,500 total ($50,000 × 1.25). Factor rates typically range from 1.10 to 1.50.
Are there any fees?
Origination fees may apply and are typically included in the factor rate. There are no application fees, no hidden fees, and no late fees (since repayment is automatic).
Are there prepayment penalties?
No. We do not charge prepayment penalties. You can pay off your advance early at any time without additional costs.
Support
How can I contact you?
You can reach us by phone at (786) 506-9496, by email at info@greenstreetcapital.io, or via WhatsApp for instant messaging. Our team is here to help with any questions.
What are your hours?
Our team is available Monday through Friday, 9:00 AM to 6:00 PM Eastern Time. WhatsApp support may be available outside these hours for urgent inquiries.
Can I speak to someone on WhatsApp?
Yes! We offer WhatsApp support for quick questions and real-time communication. Click the WhatsApp button on our website or message us directly at our business number.